MONTHLYBENEFITSA LITTLE MORE CLARITY.

THE MONTHLY FIELD NOTES /03

Clarity before spending changes the whole month.

Monthly helps you protect known commitments, understand what is genuinely available and make adjustments before a small surprise becomes a larger problem.

Make my monthly planExplore the features
YOUR MONEY. YOUR MONTH.EXPLORE AT YOUR PACE

PRACTICAL OUTCOMES

What gets easier with one monthly plan

  • 01

    Know the real free amount

    See what remains after bills, instalments, reserves and planned investments—not simply what sits in a bank account.

  • 02

    Catch pressure early

    Due dates, recurring costs and category totals make a difficult month visible while there is still time to adjust.

  • 03

    Protect weekends and priorities

    Set money aside deliberately before everyday spending consumes it.

  • 04

    See a broader financial position

    Keep investments, assets and money owed alongside the monthly plan without sharing brokerage or bank credentials.

  • 05

    Use the channel that fits

    Update Monthly in the app or through guarded WhatsApp text and menus when the optional channel is available.

  • 06

    Keep records portable

    Export CSV or Excel and download a complete backup instead of leaving important records trapped in one product.

A DIFFERENT JOB

Monthly complements the tools you already use

A banking app reports an account and a spreadsheet stores rows. Monthly is focused on the decision layer between them: the plan for this month.

General comparison between Monthly, a typical banking app and a spreadsheet
AreaMonthlyBanking appSpreadsheet
Decision it answersWhat can I safely use this month?What is my current balance?What did I record?
Bank connectionNever requiredAlready tied to one institutionVaries
Weekend reserveBuilt into the planUsually unavailableManual formula
Investments and debtShown with the monthOften split across providersCustom setup
Portable exportCSV, Excel and backupVaries by institutionFile already portable

This is a general category comparison; individual banks and spreadsheet setups vary.

CLEAR BOUNDARIES

Organisation, not a promise of financial results

Monthly cannot guarantee savings, returns or a stress-free month. AI output is general guidance, provider-backed features may pause, and you remain responsible for reviewing the information and decisions that matter.

YOUR NEXT MONTH STARTS HERE

See the month before it gets away from you.

Start with income and commitments, then use the free amount as the reference for everyday decisions.

Create my free budgetSee the five steps
  • Free to use
  • No credit card
  • No bank connection